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New Mexico State University

MEDICAL INSURANCE

Presbyterian, Lovelace, United Healthcare,Blue Cross Blue Shield of NM


Benefits effective first of the pay period after 30 days of employment
Eligibility – regular employees working 20 hours per week (.5 FTE) or more
Enrollment form required
(Reference Policy 7.15)

Medical insurance is available to eligible Employees and dependents. Medical coverage is offered through the State of New Mexico’s benefit program. Employees may choose between Presbyterian Health HMO, Lovelace HMO, United Healthcare PPO or Blue Cross Blue Shield of New Mexico PPO (Plan Comparisons). Premium contributions are based on employee’s annual salary and a percentage is paid by the University (see chart’s below). Late enrollment is available with a 90 day waiting period after the date of enrollment. Pre-existing conditions apply for late enrollments. Please see individual Medical Benefit Summaries for details.

Prescription benefits are part of the Medical Plan and are available through a participating pharmacy or through home delivery service.


UNIVERSITY AND EMPLOYEE CONTRIBUTIONS

(For Medical, Life and Long-Term Disability)

Annual Salary University Percent Employee Percent
$0 - $26,249 80 20
$26,250 - $31,499 70 30
$31,500 + 60 40

12 - Month Employee Medical Insurance Contributions per pay period
effective July 1, 2008 - June 30, 2009

Plan Coverage Total
Premium		 Employee
20% 		Employee
30%		 Employee
40%
Presbyterian HMO Employee Only $185.10 $37.02 $55.53 $74.04
Presbyterian HMO Employee + One $416.46 $83.29 $124.94 $166.58
Presbyterian HMO Employee + Child $259.13 $51.83 $77.74 $103.65
Presbyterian HMO Employee + Two or More $546.02 $109.20 $163.81 $218.41
Lovelace HMO Employee Only $185.10 $37.02 $55.53 $74.04
Lovelace HMO Employee + One $416.46 $83.29 $124.94 $166.58
Lovelace HMO Employee + Child $259.13 $51.83 $77.74 $103.65
Lovelace HMO Employee + Two or More $546.02 $109.20 $163.81 $218.41
United Healthcare PPO Employee Only $215.27 $43.05 $64.58 $86.11
United Healthcare PPO Employee + One $484.37 $96.88 $145.31 $193.75
United Healthcare PPO Employee + Child $301.39 $60.28 $90.42 $120.56
United Healthcare PPO Employee + Two or More $635.05 $127.01 $190.52 $254.02
BCBSNM PPO Employee Only $215.27 $43.05 $64.58 $86.11
BCBSNM PPO Employee + One $484.37 $96.88 $145.31 $193.75
BCBSNM PPO Employee + Child $301.39 $60.28 $90.42 $120.56
BCBSNM PPO Employee + Two or More $635.05 $127.01 $190.52 $254.02
*Note: 9, 10 and 11 - month employees' annual premiums are paid over the academic year:

Presbyterian Summary of Benefits

Lovelace Summary of Benefits

United Healthcare Summary of Benefits

Blue Cross Blue Shield Summary of Benefits

Vision Plan Services

Vision Plan Services (Spanish Version)


NOTE: This is a summary description of benefits available to New Mexico State University employees. This document does not set a contractual commitment of benefits. If you have any questions concerning benefits, please refer them to the Benefit Services Department.

For more details on the benefit programs please refer to Chapter 7 of the NMSU policy manual.
  • Benefit Services
  • MSC 3HRS  *  P.O. Box 30001  *  Las Cruces, NM 88003  *  Hadley Hall, Room 17
  • (575) 646-8000  *   benefits@nmsu.edu